“Whether you’re transitioning to private insurance, starting a new job, moving states, or simply no longer qualify, this guide explains exactly how to cancel your Medicaid coverage step by step in 2025.” We’ll break down how to cancel Medicaid online for free, by phone, and by state (including California, New York, Texas, North Carolina, Pennsylvania, Rhode Island, etc.), as well as how to ensure your cancellation is successful.

This guide includes:

  • Step-by-step process to cancel Medicaid online
  • State-specific guidance (New York, Michigan, North Carolina, Virginia, etc.)
  • FAQs like “How do I cancel Medicaid in California?”
  • Key terms: Medicaid application, Medicaid benefits, and health insurance forms

What is Medicaid, and Why Do People Cancel?

Medicaid is a public health insurance program designed for low-income individuals and families. It offers medical, dental, and preventive healthcare services.

However, people cancel Medicaid for reasons like:

  • Gaining employer-sponsored health insurance
  • Switching to Medicare
  • Relocating to a different state
  • Moving to Covered California or Nevada Health Link
  • Income changes or loss of eligibility
  • Prefer private options like Healthcare.gov

How to Cancel Medicaid Online for Free (All States)

Many states now offer free, secure online portals to cancel Medicaid coverage. Here’s a general approach you can follow:

Step-by-Step Guide to Cancel Medicaid Online

  1. Log in to your state’s Medicaid portal
  2. Navigate to your Medicaid application or dashboard
  3. Choose “Report a Change” or “Manage Benefits.”
  4. Select “End Coverage” or “Remove Household Member.”
  5. Submit the form and confirm the action

Processing time varies by state. Always check your email or message center for a confirmation letter.

Canceling MAGI Medicaid Coverage (For Low-Income Adults & Families)

MAGI (Modified Adjusted Gross Income) Medicaid covers adults under 65, children, and pregnant women. You can cancel it online via your state portal or by calling the Medicaid customer service line.

Example (Washington State):

medicaid health plan finder
washington health plan finder medicaid
  • Log in at Washington HealthPlanFinder
  • Click “Report a Change.”
  • Answer required questions (remove household member, end coverage)
  • Submit application

Alternatively, call 1-800-562-3022 (HCA Medical Assistance) and confirm identity to cancel.

Canceling Classic Medicaid Coverage (Seniors, SSI, Disability)

Classic Medicaid often applies to:

  • Seniors 65+
  • SSI recipients
  • People with disabilities

You must:

  • Contact your local Medicaid office directly
  • Submit a signed request to terminate coverage

Form requirements and contacts are listed by state on Medicaid.gov.

Canceling Medicaid Managed Care Plans

Managed Care Medicaid (MCO) plans are state-sponsored programs administered by private insurers. To cancel:

  1. Contact your plan provider (UnitedHealthcare, Molina, Aetna, etc.)
  2. Ask them to disenroll you from the MCO
  3. Confirm termination via letter or portal

Each state has unique MCO processes. Refer to your provider or state Medicaid MCO guide.

State-Specific Medicaid Cancellation Portals (PA, CA, NY, TX, MI)

How to Cancel Medicaid in California

How to Cancel Medicaid in New York (NY)

How to Cancel Medicaid in Pennsylvania (PA)

  • Visit COMPASS
  • Or call 1-866-550-4355

How to Cancel Medicaid in Michigan

How to Cancel Medicaid in Texas

How to Cancel Medicaid in North Carolina (NC)

  • Log in at ePass NC
  • Or call 1-888-245-0179

How to Cancel Medicaid in Virginia

How to Cancel MD Medicaid (Maryland)

How to Cancel Medicaid in Rhode Island (RI)

Other States

StateOnline PortalPhone Number
NevadaNevada Health Link1-800-547-2927
MissouriMO DSS1-855-373-4636
ArizonaHealth-e-Arizona Plus1-855-432-7587

How to Write a Medicaid Cancellation Letter

Some states may require written confirmation. Here’s what to include:

  • Full name, date of birth, and Medicaid ID
  • Statement of request to cancel benefits
  • Date of termination
  • Signature

Send the letter to your local health department. Use State Medicaid Contacts.

Decline your Medicaid Coverage Plan:

Decline medicaid health coverage plan

Request to cancel Medicaid Coverage form:

medicaid coverage form
medicaid coverage form page 2

What Happens After You Cancel Medicaid?

Frequently Asked Questions

Can I cancel Medicaid online for free?

Yes. Most states allow online cancellation through official portals at no cost.

Can I cancel without calling?

Yes. California, New York, and others offer full online options.

Will I lose medical coverage immediately?

No. Coverage usually ends at the end of the benefit month.

How do I cancel my Medicaid after moving?

You must cancel your old state’s plan and reapply in the new state. Use Healthcare.gov or local exchanges like Nevada Health Link.

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